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Trusted by 1,000+ Investors Across 40+ Countries

Institutional-Grade Returns.
Delivered to Your Portfolio Daily.

Optivest provides structured, fixed-yield investment plans with guaranteed capital return and profit disbursement in under 24 hours. Whether you're allocating $100 or $1,000,000 — our platform is engineered to grow your wealth consistently.

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Capital Guaranteed
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Structured Plans for Every Portfolio Size

Each plan offers guaranteed capital return, fixed-period yields, and anytime profit withdrawal. Select the tier that aligns with your investment capacity.

Starter Growth
5%
Every 24 Hours
  • Investment$100 – $999
  • Duration24 Hours
  • Capital ReturnYes
  • Profit WithdrawalAnytime

Ideal for first-time investors seeking consistent daily returns with minimal capital commitment.

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Growth Accelerator
13%
Every 48 Hours
  • Investment$1,000 – $5,000
  • Duration48 Hours
  • Capital ReturnYes
  • Profit WithdrawalAnytime

Higher capital deployment meets accelerated yield cycles, delivering substantial returns bi-daily.

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Elite Portfolio
35%
Every 120 Hours
  • Investment$10,000 – $1,000,000
  • Duration120 Hours
  • Capital ReturnYes
  • Profit WithdrawalAnytime

Our flagship offering for high-net-worth investors. Maximum yield potential with full capital protection.

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Calculate Your Projected Returns

Select a plan and enter your desired investment amount to see your projected profit instantly.

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Begin Earning in Four Simple Steps

Our streamlined onboarding process is designed to get you from registration to your first return as quickly as possible.

01

Create Your Account

Register on our secure platform in under two minutes. Provide your basic information and set up your investor credentials.

02

Complete Verification

Verify your email address and complete our KYC identity check. This one-time process ensures platform-wide security for all investors.

03

Fund Your Account

Deposit funds using any of our supported payment gateways — including crypto, bank transfer, and major payment processors.

04

Invest & Earn

Select your preferred plan, allocate your capital, and begin receiving returns on schedule. Profits go directly to your wallet.

Built for Investors Who Demand More

We've engineered every element — from plan structures to withdrawal processing — around one principle: your capital should work as hard as you do.

Guaranteed Capital Return

Every plan includes full capital return upon maturity. Your principal investment is protected regardless of market conditions.

Rapid Withdrawal Processing

We process all withdrawal requests within 24 hours. No extended holding periods, no unnecessary delays. Your funds, when you need them.

Multiple Payment Gateways

Fund your account and withdraw profits through Stripe, Coinbase, PayStack, Perfect Money, Flutterwave, and many more gateways.

Bank-Grade Security

Your data and funds are protected by 256-bit SSL encryption, two-factor authentication, and mandatory KYC verification.

Transparent Profit Structure

No hidden fees. No variable rates. Every plan displays its exact return percentage, schedule, and terms upfront.

Referral Rewards Programme

Grow your network and your earnings. Our multi-tier referral system rewards you with bonus commissions for every investor you bring.

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Flexible Funding, Seamless Withdrawals

We support a comprehensive range of payment processors to ensure you can deposit and withdraw from anywhere in the world.

Everything You Need to Know

Find clear, detailed answers to the most common investor inquiries below.

How does the investment process work?

Once you've created and verified your account, deposit funds using any of our supported payment methods. Navigate to the Investment Plans section, select the plan that matches your budget and goals, and confirm your allocation. Returns are calculated and credited automatically based on your plan's yield schedule. You can monitor your portfolio, profits, and withdrawal history directly from your investor dashboard.

Is my invested capital guaranteed?

Yes. Every investment plan on Optivest includes a full capital return guarantee. Upon completion of the plan's maturity period, your original principal is returned to your account in addition to all accrued profits. This applies to all four plan tiers without exception.

How long do withdrawals take to process?

We process all withdrawal requests within 24 hours of submission. In most cases, funds arrive considerably sooner depending on the payment method selected. There are no minimum holding periods on profits — you can request a withdrawal at any time once returns have been credited to your wallet.

What payment methods are accepted?

Optivest supports a wide range of automated and manual payment gateways. These include Stripe, Coinbase Commerce, PayStack, Flutterwave, Perfect Money, CoinPayments, NowPayments, CoinGate, BTCPay Server, and several others. Both fiat currency and cryptocurrency deposits are accepted.

Do I need to complete KYC verification?

Yes. All investors are required to complete a one-time Know Your Customer (KYC) verification before processing withdrawals. This involves submitting a valid government-issued ID and proof of address. KYC verification is an industry-standard security measure that protects both you and the platform from fraud and unauthorized access.

How does the referral programme work?

Optivest operates a multi-tier referral system. When you invite a new investor using your unique referral link and they make their first deposit, you earn a referral bonus credited directly to your account. The more investors you refer, the higher your cumulative referral earnings. Full details and your referral link are available in your dashboard.

Can I invest in multiple plans simultaneously?

Absolutely. There is no restriction on the number of active investments you can hold. Many of our investors diversify across multiple plan tiers to balance daily returns with higher-yield longer-term positions. Each investment is tracked independently in your portfolio dashboard.

What happens if I want to cancel an active investment?

Investment plans on Optivest are structured as fixed-term allocations and cannot be cancelled once confirmed. This fixed-term structure is what allows us to guarantee both your capital return and the stated profit percentage. We recommend reviewing each plan's terms carefully before confirming your investment.

Join 1,200+ Investors Growing Their Wealth with Optivest

Create your account in under two minutes. No minimum commitment. Guaranteed capital return on every plan.